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How to Pay for Replacement Windows if You’re Short on Cash

February 11, 2019 0

If you feel drafts coming in around your windows, if you’re having difficulty opening and closing them due to faulty mechanisms, or are if you’re experiencing constant condensation problems, you might need Toronto, ON replacement windows for your residence. This may be even more true if your windows are starting to look worse for the wear.   

It’s true that finances can sometimes get in the way of a buying decision, but don’t let that happen to you when it comes to something as important as replacement windows. There are some options you can take advantage of if you want replacement windows but lack the funds.  

Borrow the Money 

You can borrow the money from numerous sources. You might be able to get a loan from your bank, especially if you have a good credit score.  A line of credit is another good option. With a credit line, you’ll only have to pay interest on the amount you actually use. So, for instance, if your line of credit is worth $10,000 but you only use half of that to buy replacement windows, you will only be charged interest on the $5,000 that you used. With a traditional loan valued at $10,000, you would be charged interest on the entire amount. You might also want to see if you can borrow any money from family or friends. But only go this route if you are reasonably certain that you won’t have any problems repaying the debt on time.  

Tap into Your Savings 

Do you have any savings accounts? If so, then you might want to use some of your savings to buy replacement windows. You’ll want to be careful about whether you go this route, however, because you don’t want to leave yourself depleted financially. Assess your financial situation and decide if it makes sense to use your savings to fund the purchase of replacement windows.  

Financing 

Many replacement window shops offer financing to their customers. It can be a good option if you need replacement windows now and can’t really afford to wait until later. You can find a repayment plan that fits within your budget and that won’t hamper your cash-flow situation.  

You can count on us at Brock Doors and Windows Ltd. for the best Toronto, ON replacement windows around. We’ve done over 85,000 quality installations in and around the Greater Toronto Area, and this has resulted in thousands of happy customers. We’d love to have you join them so that you, too, can discover the advantages of quality products and services. Get in touch today for a no-pressure, no-obligation consultation. We’ll be happy to visit your home, conduct a site assessment, listen to what you want, make recommendations, and then iron out the details so that you get the replacement windows you want. You can visit us at our North York location at 288 Bridgeland Ave #1 North York, ON M6A 1Z4. Our phone number is (416) 783-3273. We look forward to being of service. Get in touch today! 

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